Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # The Asclepius Initiative: All In, All Insured ## Sitemaps [XML Sitemap](https://asclepiusinitiative.org/sitemap_index.xml): Includes all crawlable and indexable pages. ## Posts - [Making Health Care Coverage More Simple and Fair](https://asclepiusinitiative.org/making-health-care-coverage-more-simple-and-fair/): Health care coverage can be confusing, costly, and – frequently – overwhelming. That’s where The Asclepius Initiative (TAI) comes in. Based in Louisville, Kentucky, and working across the state, we are a nonprofit organization with an important mission: to make health care coverage simpler, less costly, and available to everyone, no matter who they are or where they live. - [August 2026 Newsletter](https://asclepiusinitiative.org/august-2026-newsletter/): The Asclepius Initiative’s August 2026 newsletter focuses on how the U.S. health care system compares with other wealthy countries, the costs individuals and families face, and resources that can help people better navigate health care coverage. - [How to Save Money on Health Care Costs with HSAs, FSAs, and HRAs](https://asclepiusinitiative.org/save-money-on-health-care-costs-hsas-fsas-hras/): Paying for health care can be challenging, even for people who have insurance. Monthly premiums are only part of the cost. Deductibles, copays, coinsurance, and prescription medications can leave families paying hundreds, thousands, or even tens of thousands of dollars out of pocket each year. Finding ways to save money on health care costs has become increasingly important. - [Health Care Coverage Literacy Project Reaches More Than 17,000 Kentuckians](https://asclepiusinitiative.org/health-care-coverage-literacy-project/): From January 1, 2025, through May 31, 2026, The Asclepius Initiative worked to help close the knowledge gap through a health care coverage literacy project funded by the Kentucky Department for Public Health. This project delivered clear, practical education to underserved populations throughout the Commonwealth, particularly Black, Spanish-speaking, and rural communities. - [U.S. Health Care Compared to Other Wealthy Nations](https://asclepiusinitiative.org/health-care-compared-to-other-wealthy-nations/): Researchers at the Commonwealth Fund compared the U.S. health care system to those in 19 other wealthy nations belonging to the Organisation for Economic Co-Operation and Development (OECD). Their 2026 findings are summarized in the U.S. Health Care from a Global Perspective report. The 19 comparison countries are: Australia, Canada, Chile, Denmark, France, Germany, Israel, Italy, Japan, Korea, Mexico, the Netherlands, New Zealand, Norway, Spain, Sweden, Switzerland, Turkey, and the United Kingdom. - [July 2026 Newsletter](https://asclepiusinitiative.org/july-2026-newsletter/): The Asclepius Initiative’s July 2026 newsletter focuses on health care coverage education, health care affordability, and the need for clearer information in a system that is often difficult to navigate. - [Working-Age Adults Are Still Struggling to Afford Health Care](https://asclepiusinitiative.org/working-age-adults-afford-health-care/): In the Urban Institute’s Well-Being and Basic Needs Survey, nearly half of working-age adults said their families had trouble affording health care in 2025. That included people who had problems paying medical bills, skipped needed care because of cost, or had medical debt. - [June 2026 Newsletter](https://asclepiusinitiative.org/june-2026-newsletter/): The Asclepius Initiative’s June 2026 newsletter focuses on rising health care costs, falling Marketplace enrollment, and why coverage is becoming harder for many people to keep and use. - [Marketplace Enrollment Is Falling as Costs Rise](https://asclepiusinitiative.org/marketplace-enrollment-falling/): The Marketplace is how millions of people get health insurance when they do not have affordable coverage through a job, Medicare, Medicaid, or military benefits. In Kentucky, the Marketplace is known as kynect. With falling Marketplace enrollment and rising costs, it raises serious concerns about whether people can afford to stay insured and whether they can afford to use the coverage they have. - [One Nation, Overcharged](https://asclepiusinitiative.org/one-nation-overcharged/): Nearly everyone agrees: health care in the U.S. costs too much. Too many people are forced to delay care, skip medications, take on medical debt, or make difficult choices because the care they need is too expensive. - [May 2026 Newsletter](https://asclepiusinitiative.org/may-2026-newsletter/): The Asclepius Initiative’s May 2026 newsletter focuses on Kentucky Gives Day and why support for TAI’s work matters as health care coverage becomes harder for many people to afford and use. - [April 2026 Newsletter](https://asclepiusinitiative.org/april-2026-newsletter/): The Asclepius Initiative’s April 2026 newsletter examines rising health insurance costs for workers and what those costs mean for people with employer-sponsored coverage. - [Health Insurance Costs for Workers Add Up Quickly](https://asclepiusinitiative.org/health-insurance-costs-for-workers/): Researchers looked at health insurance costs for workers – what people actually spend to have and use their coverage. This includes not just monthly premiums, but also the costs that come later, such as deductibles, copays, and coinsurance. Across the country, these combined costs are taking up a growing share of household income. For many families, that means coverage in name only. - [TAI In the News: Challenges with Health Care Coverage](https://asclepiusinitiative.org/tai-in-the-news-challenges-with-health-care-coverage/): The Asclepius Initiative Founder and CEO, Dr. Susan Bornstein, appeared on Listens Live! on WAVE to talk about the real challenges people face with health care coverage. - [March 2026 Newsletter](https://asclepiusinitiative.org/march-2026-newsletter/): The Asclepius Initiative’s March 2026 newsletter focuses on recent policy proposals and new data that raise questions about the cost of health care coverage and access to care. - [Why CMS’s Proposed ACA Changes Don’t Lower Health Care Costs](https://asclepiusinitiative.org/cmss-proposed-aca-changes/): When a federal agency says it has a plan to lower health care costs, people want to believe it. The Centers for Medicare and Medicaid Services (CMS) recently proposed new regulations that it says will “lower health care costs, expand consumer choice, and protect taxpayers.” - [As Projected, Marketplace Enrollment Is Falling](https://asclepiusinitiative.org/marketplace-enrollment-is-falling/): For the first time in years, fewer people are signing up for health insurance through the Affordable Care Act (ACA) Marketplace known in Kentucky as kynect. Early data from the 2026 open enrollment period show that Marketplace plan selections are down compared with the same point last year. According to KFF, Marketplace enrollment is falling for the first time after several years of steady growth and record participation, and it comes as the cost of Marketplace coverage has risen sharply. - [February 2026 Newsletter](https://asclepiusinitiative.org/february-2026-newsletter/): The Asclepius Initiative’s February 2026 newsletter examines how rising health care costs are shaping the national conversation ahead of the 2026 midterm elections, and why affordability remains a central concern for families across Kentucky. - [Health Care Costs and the 2026 Midterms](https://asclepiusinitiative.org/health-care-costs-and-the-2026-midterms/): Health care costs are shaping how people think about November’s midterm elections. For many families, this is not about politics or campaign promises. It is about how much health care costs right now and whether they can afford care when they need it. - [The U.S. Health Care System Is Inefficient](https://asclepiusinitiative.org/us-health-care-system-is-inefficient/): In its 2024 Mirror, Mirror report, The Commonwealth Fund compared health system performance in the U.S. and nine other countries (Australia, Canada, France, Germany, the Netherlands, New Zealand, Sweden, Switzerland, and the United Kingdom). One of the things they looked at is “administrative efficiency”. Administrative efficiency means how well a country handles things like paperwork, billing, and insurance claims. These tasks affect both doctors and patients, shaping how easy or frustrating it is to get care and pay for it. - [Dr. Susan Bornstein Named a 2026 Health Care Hero](https://asclepiusinitiative.org/susan-bornstein-health-care-hero/): Congratulations to TAI’s founder and CEO, Dr. Susan Bornstein, who has been named a 2026 Health Care Hero by Louisville Business First. She is being recognized as a Health Equity Champion, an honor that highlights leaders working to break down disparities in health care and improve access for underserved populations. - [January 2026 Newsletter](https://asclepiusinitiative.org/january-2026-newsletter/): The Asclepius Initiative’s January 2026 newsletter focuses on what the new year means for health care coverage, and why affordability and stability remain out of reach for too many Kentuckians. - [Opinion: Congress’ Inaction Makes Health Care More Expensive](https://asclepiusinitiative.org/congress-inaction-health-care-costs/): January 9, 2026 Update - [Why Health Care Coverage Isn’t Enough in Kentucky](https://asclepiusinitiative.org/coverage-isnt-enough-in-kentucky/): Kentucky’s uninsured rate rose to 6.9% in 2024, up from 5.6% in 2023, with most people enrolled in a plan through their employer, Medicaid, Medicare/Medicare Advantage, or the Marketplace (known as kynect in Kentucky). However, coverage isn't enough. Despite this low uninsured rate, Kentucky continues to rank near the bottom in overall health outcomes. Under a grant from The Commonwealth Fund, The Asclepius Initiative partnered with University of Louisville researchers to talk with insured adults from across the Commonwealth to understand why. Their stories paint a clear picture: health insurance alone isn’t enough to guarantee access to care. - [December 2025 Newsletter](https://asclepiusinitiative.org/december-2025-newsletter/): The Asclepius Initiative’s December 2025 newsletter looks at why rising health care costs and policy uncertainty are putting more Kentuckians at risk as we head into 2026. - [U.S. Health Outcomes Comparison: America Ranks Last](https://asclepiusinitiative.org/us-health-outcomes-comparison/): In its 2024 Mirror, Mirror report, The Commonwealth Fund conducted a U.S. health outcomes comparison with nine other high-income countries (Australia, Canada, France, Germany, the Netherlands, New Zealand, Sweden, Switzerland, and the United Kingdom). One of the things they looked at was health outcomes. Health outcomes measure how well a country’s health care system helps people stay healthy and avoid dying. They looked at three things: - [What Tatiana Schlossberg’s Story Reveals About America’s Health Care System](https://asclepiusinitiative.org/tatiana-schlossberg-health-care-system/): Beyond her heartbreaking memories and mourning of a life that will end far too soon, Tatiana Schlossberg’s recent essay in the New Yorker speaks to an experience shared by many Kentuckians: the need to access affordable, high-quality health care when it matters the most. Her story is deeply personal, but also speaks to a particularly problematic moment in medicine today: the vulnerability of coverage and severe funding cuts that threaten clinical trials today and the life-saving discoveries of tomorrow. - [November 2025 Newsletter](https://asclepiusinitiative.org/november-2025-newsletter/): The Asclepius Initiative’s November 2025 newsletter examines how this political standoff and rising health care costs are shaping access to care for Kentuckians. - [Op-Ed: Government Shutdown Exposes Broken Health Care System](https://asclepiusinitiative.org/op-ed-government-shutdown/): In an op-ed published in the Louisville Courier Journal, Barbara Casper, MD, FACP, a friend of The Asclepius Initiative, delivers a clear warning: the chaos of the current government shutdown is more than political theater; it’s a reflection of a health care system on the brink.  - [2026 Medicare Open Enrollment](https://asclepiusinitiative.org/2026-medicare/): If you have Medicare or a Medicare Advantage plan, it’s time to review your options. Open Enrollment for 2026 Medicare coverage runs from October 15 to December 7, 2025. During this time, you can make changes that begin January 1, 2026. - [October 2025 Newsletter](https://asclepiusinitiative.org/october-2025-newsletter/): The Asclepius Initiative’s October 2025 newsletter takes a closer look at how rising health care costs are affecting Kentuckians and what that means for the year ahead. - [Health Care Costs Could Go Up in 2026](https://asclepiusinitiative.org/health-care-costs-could-go-up-in-2026/): Health care already costs a lot. Next year, it could cost even more. Unless Congress acts, millions of people who buy health insurance through the Marketplace, called kynect in Kentucky, will pay significantly higher prices in 2026. - [TAI In the News: Expiring ACA Subsidies](https://asclepiusinitiative.org/tai-in-the-news-expiring-aca-subsidies/): The Asclepius Initiative was recently featured on Spectrum News 1 to talk about what’s at stake as enhanced Affordable Care Act (ACA) subsidies are set to expire at the end of 2025. - [The Basics of Health Care Coverage](https://asclepiusinitiative.org/the-basics-of-health-care-coverage/): Trying to understand health care coverage can feel overwhelming, but knowing your options is important for your health and your money. The Asclepius Initiative offers resources to help you better understand the basics of health care coverage so you can make informed choices. - [September 2025 Newsletter](https://asclepiusinitiative.org/september-2025-newsletter/): Read more about what Kentuckians told us - and how TAI is responding - in our September 2025 newsletter. - [August 2025 Newsletter](https://asclepiusinitiative.org/august-2025-newsletter/): Our own 2024 survey of Kentuckians echoes this reality: even those with insurance often skip care due to cost. With looming Medicaid cuts set for 2027, Kentucky risks losing up to 35 hospitals. Our August 2025 newsletter explores these challenges and how TAI is working toward a system that guarantees health care coverage for all. - [July 2025 Newsletter](https://asclepiusinitiative.org/july-2025-newsletter/): Our July 2025 newsletter details these impacts and highlights the work our partners are doing to bring health care coverage literacy to their communities. - [TAI Op-Ed: Kentuckians Aren’t Going to ‘Get Over’ Losing Health Care](https://asclepiusinitiative.org/medicaid-oped/): Kentucky hospitals and communities are facing an unprecedented threat from proposed Medicaid cuts that could shutter rural hospitals, strip away addiction treatment, and destabilize our state’s economy. - [What Happens If the Affordable Care Act (Obamacare) Goes Away?](https://asclepiusinitiative.org/what-happens-if-the-affordable-care-act-obamacare-goes-away/): President Donald Trump has vowed to make significant changes to the Affordable Care Act (ACA), also known as Obamacare. While it is unlikely to be repealed, some of the changes that have been proposed could significantly weaken the law and harm the people who currently are insured through their employer, the Marketplace, or Medicaid. So what happens if the Affordable Care Act goes away? - [What Is Socialized Medicine?](https://asclepiusinitiative.org/what-is-socialized-medicine/): What is socialized medicine? It is a term that can sound scary, but let's understand what it really means. - [The Impact of Increased Access to Health Care Coverage](https://asclepiusinitiative.org/the-impact-of-increased-access-to-health-care-coverage/): People with health care coverage have better health and better medical outcomes than those who do not have insurance. When people have health insurance, they are more likely to use health care services and have better overall health. People with coverage are more likely to use preventive services (like getting an annual checkup or having a mammogram or prostate exam). They are more likely to have better quality health care, get the right diagnosis for health conditions, and use medications to help improve their health. This leads to fewer emergency visits and hospitalizations. When people have coverage, they are also less likely to have depression and are more likely to say they are in “good” health. - [Navigating Health Care Coverage](https://asclepiusinitiative.org/navigating-health-care-coverage/): Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis dapibus elit quis ligula maximus fringilla. Nam dictum orci et tortor ultricies, vitae vehicula urna lacinia. Sed ut vulputate nisl. In dictum enim ut laoreet convallis. - [Suicide and Access to Mental Health Services in Kentucky](https://asclepiusinitiative.org/suicide-and-access-to-mental-health-services-in-kentucky/): Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis dapibus elit quis ligula maximus fringilla. Nam dictum orci et tortor ultricies, vitae vehicula urna lacinia. Sed ut vulputate nisl. In dictum enim ut laoreet convallis. - [Ozempic (Semiglutide): A Case Study of a Broken Health Care System](https://asclepiusinitiative.org/ozempic-semiglutide-a-case-study/): A universal health care system could be of significant benefit in the reduction of obesity and diabetes. Ozempic (Semiglutide) is a great example of why. - [TAI Newsletters (Oct. 2023-June 2025)](https://asclepiusinitiative.org/past-tai-newsletters/): The Asclepius Initiative sends out a monthly newsletter on the second Tuesday of every month. Click here to subscribe. Your email will never be shared, and you can unsubscribe at any time. - [TAI Media Appearances](https://asclepiusinitiative.org/tai-media-appearances/): The Asclepius Initiative is dedicated to ensuring every person has access to affordable, high-quality health care from birth until death. Sharing our mission through newspapers, television, and radio has been crucial in raising awareness about the urgent need for comprehensive and equitable health care coverage. Below is a list of TAI’s past media appearances that have helped us educate the public and amplify the conversation around health care reform. ## Pages - [Health Insurance Claim Denials in the U.S.](https://asclepiusinitiative.org/coverage-information/health-insurance-claim-denials/): Health insurance claim denials affect people across the U.S., including those with employer-sponsored coverage, Marketplace plans, Medicare and Medicare Advantage, Medicaid, and other types of coverage. The problem is hard to measure because the U.S. does not have a comprehensive system for tracking denials across all types of health plans. - [The Affordable Care Act (ACA)](https://asclepiusinitiative.org/coverage-information/affordable-care-act/): The Affordable Care Act (ACA) was signed into law in 2010 to expand access to health care coverage, reduce costs, and set defined standards for commercial health care coverage benefits in the United States. It was designed to address long-standing problems in the U.S. health care system, where people could be charged more because of their health conditions, be left without access to basic services, or be denied coverage altogether. - [Coverage Loss and Transitions](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/coverage-loss-transitions/): In the United States, health care coverage can quickly change when life circumstances change. These shifts can lead to coverage loss, movement between programs, or gaps in coverage. - [How to Use Health Care Coverage](https://asclepiusinitiative.org/educational-materials/using-health-care-coverage/how-to-use-health-care-coverage/): For a more in-depth look at how to use health care coverage, click here to watch our webinar. - [A Simple Overview of Health Care Coverage in the U.S.](https://asclepiusinitiative.org/educational-materials/understanding-health-care-coverage/a-simple-overview-of-health-care-coverage/): The sections below provide a simple overview of health care coverage in the U.S. and describe the different types of coverage available. - [Military and Veterans Health Care Coverage](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/military-and-veterans-health-care-coverage/): © 2026 The Asclepius Initiative Inc. All Rights Reserved - [Using Health Care Coverage](https://asclepiusinitiative.org/educational-materials/using-health-care-coverage/): © 2026 The Asclepius Initiative Inc. All Rights Reserved - [Understanding Health Care Coverage](https://asclepiusinitiative.org/educational-materials/understanding-health-care-coverage/): © 2026 The Asclepius Initiative Inc. All Rights Reserved - [Types of Health Care Coverage](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/): Because eligibility can shift throughout life, individuals and families may move between different types of health care coverage or experience gaps in coverage as their circumstances change. When more than one plan is available, comparing plan options can help people evaluate differences in costs, benefits, and provider networks. - [Dual Eligibility: Medicaid and Medicare](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/dual-eligibility/): Dual eligibility can feel complex, especially for individuals sorting through Medicare, Medicaid, and the different programs that connect them. People who qualify for both Medicare and Medicaid may have access to additional financial protections and benefits that help lower their health care costs. This page explains how dual eligibility works, outlines the different Medicare Savings Programs (MSPs), and reviews the coverage options available to those who qualify for both programs. - [Employer-Sponsored Coverage](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/employer-sponsored-coverage/): What is employer-sponsored coverage? The workplace is the most common source of health insurance in the United States. Nearly 49% of Americans, and more than 45% of Kentuckians, get their coverage through their work. - [What Is Health Care Coverage?](https://asclepiusinitiative.org/educational-materials/understanding-health-care-coverage/what-is-health-care-coverage/): What is health care coverage? Health care coverage helps people access medical care and protects them from high and unpredictable costs.  - [Kentucky’s Coverage Gap: When Insurance Doesn’t Mean Access](https://asclepiusinitiative.org/coverage-information/kentucky-coverage-gap/): Kentucky’s uninsured rate rose to 6.9% in 2024, up from 5.6% in 2023. Despite most Kentuckians having some form of health care coverage, the Commonwealth continues to rank near the bottom in overall health outcomes. - [Universal Coverage](https://asclepiusinitiative.org/coverage-information/universal-coverage/): https://youtu.be/qKrPZp2TAGo - [How to Catch Medical Billing Errors](https://asclepiusinitiative.org/educational-materials/using-health-care-coverage/billing-errors/): © 2024 The Asclepius Initiative Inc. All Rights Reserved - [What to Consider When Choosing Health Care Coverage](https://asclepiusinitiative.org/educational-materials/understanding-health-care-coverage/what-to-consider-when-choosing-health-care-coverage/): © 2024 The Asclepius Initiative Inc. All Rights Reserved - [The Impacts of Being Uninsured](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/the-impacts-of-being-uninsured/): © 2023 The Asclepius Initiative Inc. - [Paying for Health Care with Insurance](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/paying-for-health-care-with-insurance/): © 2023 The Asclepius Initiative Inc. - [Veterans’ Health Care Coverage](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/veterans-health-care-coverage/): © 2023 The Asclepius Initiative Inc. - [Military/Department of Defense Coverage](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/military-department-of-defense-coverage/): © 2023 The Asclepius Initiative Inc. - [Marketplace/kynect Plans](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/toolkit-marketplace/): © 2023 The Asclepius Initiative Inc. - [Community Circle](https://asclepiusinitiative.org/about-us/community-circle/): These organizations are part of The Asclepius Initiative's Community Circle. They support our mission to make health care more equitable, accessible, and cost-effective, so everyone can get the care they need from birth until death. - [Medicaid](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/toolkit-medicaid/): © 2023 The Asclepius Initiative Inc. - [Marketplace Coverage](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/aca-and-marketplace-coverage/): Marketplace coverage is a key part of the ACA. It provides an option for people who do not have affordable employer-sponsored coverage and who do not qualify for public programs. In Kentucky, the Marketplace is known as kynect. - [Medicaid Coverage](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/medicaid-coverage/): © 2024 The Asclepius Initiative Inc. All Rights Reserved - [Why Have Health Care Coverage](https://asclepiusinitiative.org/educational-materials/understanding-health-care-coverage/why-have-coverage/): © 2024 The Asclepius Initiative Inc. All Rights Reserved - [Employer-Provided Insurance](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/employer-provided-insurance/): © 2023 The Asclepius Initiative Inc. - [Media Releases](https://asclepiusinitiative.org/about-us/media-releases/): The Asclepius Initiative is a 501(c)(3) nonprofit organization. - [Medicare](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/toolkit-medicare/): © 2023 The Asclepius Initiative Inc. - [HSAs, FSAs, and HRAs](https://asclepiusinitiative.org/educational-materials/using-health-care-coverage/hsas-fsas-and-hras/): © 2024 The Asclepius Initiative Inc. All Rights Reserved - [2022 Health Care Coverage Survey](https://asclepiusinitiative.org/coverage-information/kentucky-health-care-coverage-surveys/2022-health-care-coverage-survey/): The Asclepius Initiative undertook a survey of 1,000 adult Kentuckians to assess their attitudes and beliefs about U.S. health care insurance coverage, and their willingness to entertain alternative financing models.* The online survey was conducted between April and May 2022 by Qualtrics. Respondents were matched to Kentucky demographics with respect to gender, race/ethnicity, insurance status (uninsured, insured through employer, Medicaid, Medicare, (non-group), and urban vs rural. Below are some highlights of the survey. More information will be posted soon.  - [2024 Health Care Coverage Survey](https://asclepiusinitiative.org/coverage-information/kentucky-health-care-coverage-surveys/2024-health-care-coverage-survey/): The Asclepius Initiative regularly conducts surveys to capture the views of Kentucky adults on health care coverage and affordability, as well as their attitudes and beliefs about the U.S. health care system.  Our partners typically conduct these surveys online. - [Understand Health Care Coverage](https://asclepiusinitiative.org/understand-health-coverage/): Wondering when you can sign up? Lost a job or had a big life change? Learn about how, and under what circumstances, you can change plans. - [Get Involved](https://asclepiusinitiative.org/get-involved/): Looking to get involved? At The Asclepius Initiative, we believe everyone deserves access to affordable, equitable,  high-quality health care from birth to death. Your support helps make that vision a reality. Whether you have time, resources, or connections to share, there’s a way for you to participate - [Understanding and Getting Health Care Coverage](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/understanding-and-getting-health-care-coverage/): © 2023 The Asclepius Initiative Inc. - [Toolkit](https://asclepiusinitiative.org/educational-materials/toolkit/): © 2023 The Asclepius Initiative Inc. - [Newsletter Sign Up](https://asclepiusinitiative.org/contact-us/newsletter-sign-up/) - [Share Your Story](https://asclepiusinitiative.org/stories/share-your-story/): The Asclepius Initiative is a 501(c)(3) nonprofit organization. - [Coverage At A Glance](https://asclepiusinitiative.org/educational-materials/coverage-at-a-glance/): © 2023 The Asclepius Initiative Inc. - [Glossary (A to Z)](https://asclepiusinitiative.org/educational-materials/glossary-a-to-z/): © 2023 The Asclepius Initiative Inc. - [Coverage Basics](https://asclepiusinitiative.org/educational-materials/toolkit/coverage-basics/): © 2023 The Asclepius Initiative Inc. - [Facts and Myths](https://asclepiusinitiative.org/coverage-information/facts-and-myths/): https://youtu.be/_AhYJMW2TCA - [Kentucky Health Care Coverage Surveys](https://asclepiusinitiative.org/coverage-information/kentucky-health-care-coverage-surveys/): The Asclepius Initiative regularly conducts surveys to capture the views of Kentucky adults on health care coverage and affordability, as well as their attitudes and beliefs about the U.S. health care system.  Our partners typically conduct these surveys online. - [Health Care Coverage Resources and Information](https://asclepiusinitiative.org/coverage-information/resources-and-information/): The U.S. health care system is expensive, extremely complicated to navigate, and has worse health outcomes in multiple areas compared to other high-income countries. Most health insurance plans require you to pay for care in multiple ways:  - [Comparing Health Care Coverage Plans](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/comparing-plans/): © 2024 The Asclepius Initiative Inc. All Rights Reserved - [Medicare and Medicare Advantage](https://asclepiusinitiative.org/educational-materials/types-of-health-care-coverage/medicare/): Medicare is complicated, and there are two main options for coverage: Traditional (also known as Original) Medicare and Medicare Advantage. They are administered and structured in very different ways, affecting which providers recipients can see, how care is approved, and how much they pay out of pocket. - [Video Library](https://asclepiusinitiative.org/educational-materials/video-library/): © 2024 The Asclepius Initiative Inc. All Rights Reserved - [Annual Reports](https://asclepiusinitiative.org/about-us/annual-reports/): Fiscal Year 2025 Fiscal Year 2024 - [Our Roadmap for Change](https://asclepiusinitiative.org/about-us/our-roadmap-for-change/): Your gifts and other support help us reach Kentuckians across the Commonwealth and further our mission to create a healthier Kentucky by educating, inspiring, and mobilizing others to advocate for universal health care coverage. ## Stories - [Prescription Roadblock](https://asclepiusinitiative.org/story/prescription-roadblock/) - [Fighting My Insurance Company from My Wheelchair: An Unnecessary, Mismatched Battle](https://asclepiusinitiative.org/story/fighting-my-insurance-company-from-my-wheelchair/) - [Insurance Obstacles and the Surgery that Almost Didn’t Happen](https://asclepiusinitiative.org/story/insurance-obstacles-and-the-surgery-that-almost-didnt-happen/) - [Good Insurance, Good Care](https://asclepiusinitiative.org/story/good-insurance-good-care/) - [The Financial Burden of Chronic Disease](https://asclepiusinitiative.org/story/the-financial-burden-of-chronic-disease/) - [Harm and the Restricted Network](https://asclepiusinitiative.org/story/harm-and-the-restricted-network/) ## Categories - [Access to Care](https://asclepiusinitiative.org/category/access-to-care/) - [Affordable Care Act](https://asclepiusinitiative.org/category/affordable-care-act/) - [Health Care Costs](https://asclepiusinitiative.org/category/health-care-costs/) - [Health Care Coverage](https://asclepiusinitiative.org/category/health-care-coverage/) - [Health Care Coverage Literacy](https://asclepiusinitiative.org/category/health-care-coverage-literacy/) - [In the News](https://asclepiusinitiative.org/category/in-the-news/) - [Marketplace](https://asclepiusinitiative.org/category/marketplace/) - [Medicare](https://asclepiusinitiative.org/category/medicare/) - [Monthly Newsletter](https://asclepiusinitiative.org/category/monthly-newsletter/) - [Opinion](https://asclepiusinitiative.org/category/opinion/) - [Policy Brief](https://asclepiusinitiative.org/category/policy-brief/) - [The Asclepius Initiative](https://asclepiusinitiative.org/category/the-asclepius-initiative/) - [Using Health Care Coverage](https://asclepiusinitiative.org/category/using-health-care-coverage/) ## Story Categories - [Cost](https://asclepiusinitiative.org/story-category/cost/) - [Insurance](https://asclepiusinitiative.org/story-category/insurance/) - [Pre-Authorization](https://asclepiusinitiative.org/story-category/pre-authorization/) ## Tags ## Story Tags - [Barriers to Care](https://asclepiusinitiative.org/story-tag/barriers-to-care/) - [Breast Cancer Care](https://asclepiusinitiative.org/story-tag/breast-cancer-care/) - [ParticipatingProviders](https://asclepiusinitiative.org/story-tag/participatingproviders/) - [Provider Networks](https://asclepiusinitiative.org/story-tag/provider-networks/) The Asclepius Initiative is a 501(c)(3) nonprofit organization that provides clear, accessible information about health care coverage in the United States while advancing the belief that health care is a right, not a luxury. The website includes educational resources on employer-sponsored coverage, Medicare, Medicaid, Marketplace coverage, health care costs, enrollment, coverage loss, and how to use coverage. It also features research, webinars, videos, and policy-focused content that explain how the current system works and why universal health care coverage is needed.